OROMOBILE BANKING
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Ijarah Financing is a form of purely rental services or lease contract that offers the lessee an option to own the Assets, machineries, trucks at the end of the specified lease periods. This financing scheme is categorized into two Major types: Diminishing Ijarah and Operating Ijarah.
Is a form of lease contract that offers the lessee an option to own the asset at the end of the lease period whereas;
is a pure rental services whereby the legal title will remain in the hands of the Bank after the lease period is due and the Bank may or may not sale the goods.
The lessee has the rights to use the assets and is responsible for normal maintenance;
- Free of Riba (interest) and sharia compliant service;
- The bank collect rental and property fee on installments and transfer ownership of the property to the client;
- The Bank may ask collateral for this kind of service.
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- Sharia compliant financing service;
- The leased asset’s use is specified in the contract;
- Monthly rent fee payment according to the contract;
- Use of property is clearly specified in the contract;
- The Bank may ask collateral for this kind of service.
- Terms and conditions
If the lessee defaults on payments or delays payments, the bank can’t charge compound interest but high punishment;
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Our Agent Banking Service which provides limited banking services.
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